Va Loan

Keep in mind that for a VA-backed home loan youll also need to meet your lenders credit and income loan requirements to. Learn about VA home loan eligibility requirements for a VA direct or VA-backed loan.


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A VA loan is a mortgage loan thats backed by the Department of Veterans Affairs VA for those who have served or are presently serving in the US.

Va loan. If your VA-backed home loan goes into foreclosure the guaranty allows the lender to recover some or all of their losses. VA Home Loans are provided by private lenders such as banks and mortgage companies. While the VA does not lend money for VA loans it backs loans made by private lenders banks savings and loans or mortgage companies to veterans active military personnel and military spouses who qualify.

Since theres less risk for the lender theyre more likely to give you the loan under better terms. With a VA-backed home loan we guarantee or stand behind a portion of the loan you get from a private lender. Find out how to apply for a Certificate of Eligibility COE to show your lender that you qualify based on your service history and duty status.

VA guarantees a portion of the loan enabling the lender to. Eligibility requirements for VA home loan programs.


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